What I Learned After Two Years of Biking to Work

“Why don’t we sell the house and move closer to your work?”

Those words came out of my wife’s mouth so easily I thought she was joking.  Or was she?

“Are you serious?” I asked.

“Well, why are we here? We don’t need to live in Seattle. You work in Everett and I work from home, and there is nothing here we can’t have there. In fact, we can have more house for less money, and probably pay less in utilities, daycare and groceries,” she said. And you know, she was right.

I was commuting daily (20 miles one way) up to my job in Everett, and the only reason we were still living in our house was because I was emotionally attached to it. Turns out, that emotional attachment was costing us a lot of money.

It was this conversation three years ago about commuting and whether or not to move that lead us to completely upend our life by going down the rabbit hole of financial independence and early retirement. Once we ran the numbers and saw how much money we would save by moving, we jumped in with both feet.

Two years ago we moved 4.6 miles from my work and I committed to year-round bike commuting and to being a one-car family. In doing so, we cut our expenses significantly. Continue reading