20 Simple Ways Kids Can Make Money

20 Simple Ways Kids Can Make Money

Encouraging kids to make and earn their own money is a fantastic lesson in finances, and it teaches them the value of hard work.

In our family, we generally don’t buy “things” for our kids unless it is needed, time-sensitive, or a special occasion. Rather, we help our kids earn and save their own money so they can make their own spending and saving decisions.

The result? We’ve had a lot of conversations with our older son about how he can make his own money. Some of the ideas are conventional. Others are really creative and entrepreneurial. What are they? Here is our list – 20 simple ideas for kids and teens to make their own money. Continue reading

10 Tips for Hiking with Kids

10 Tips for Hiking with Kids

If you follow us on Instagram, you know getting outdoors is one of our family’s favorite past time.

Why? It’s free (or darn close), it’s great exercise, and it’s great for the soul. In fact, recent studies stress the importance of spending time outdoors, both for kids and adults.

And yet, hiking with kids can seem challenging – especially if you’re just getting started. Continue reading

The Tale of Two Cans of Olives – Everyday Money Lessons

every day money lessons for kids - raising savers

Here’s a simple story about buying olives and comparison shopping. It is a wonderful reminder to use everyday experiences to teach kids about money – no matter how frustrating it may seem at the time! 

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“Light Bulb:” Changing Our Family’s Mindset on Spending and Saving

Changing Your Family's Mindset on Spending and Saving - Raising Savers

Lately, I’ve been thinking about how incredible a simple shift in our family’s mindset on spending (and saving) created such a big change in our financial trajectory.

Sure, our path toward getting out of debt and planning for financial independence has been a process with very intentional actions, but first we had to change our family’s mindset on spending and saving.

We are now thinking about money in a new way – not as a tool to “buy, buy, buy” but as a tool to secure freedom and independence (while also living a bad ass life).

As Gru from Despicable Me loves to say… “Light. Bulb.”

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Spending Freeze – 10 Tips to Make it Successful

Spending Freeze - 10 Tips to Make it Succesful

Whether you’re tightening your budget, going on a finance diet, or recovering from spending emergency funds, a spending freeze is a useful tactic to get your budget back on track.

For our family, a spending freeze is a conscious decision to only spend money on essential expenses. It goes beyond just adjusting our budget line items. It’s a mentality shift. And it works. Here are ten tips for making a spending freeze successful. Continue reading

6 Things My Toddler is Teaching Me About Life

What my Toddler is teaching me about life

Our second son, Little O, is nearing his second birthday. He’s full of charm, mischief, laughter, exploration, excitement, and big (huge) emotions. Staying home with him full-time is an adventure – full of fun, messes, and ups and downs. And yet, when I take a step back from the daily chaos, I appreciate the lessons he is teaching me about patience, learning, loving, success, and life.

Here are six lessons my crazy, awesome toddler is teaching me about life.

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Learning to Say No (When Saying No is Really Hard)

Learning to Say No

I have a confession to make. I have a really hard time saying no.

Now, don’t get me wrong. Saying yes can be a really good thing! I love a good idea. I am not scared by a challenge. I thrive on hard work and staying busy. I jump at new projects and opportunities. Continue reading